You’re Invited! Get Inspired to Create Your Intended Legacy

Estate

You’re Invited! Get Inspired to Create Your Intended Legacy

Posted April 28, 2021 in Comprehensive Services, Estate by

Is “Contact estate attorney to draft/update important estate documents” one of the outstanding to-dos in your RightCapital task list? 

While creating or updating your estate plan might not seem like the most exciting or pressing item on your list, it’s a crucial part of your financial plan — and possibly the financial plans of those who mean the most to you. But how can you begin? 

To give you a head start on making or refreshing your estate planning documents, we’ve invited local estate and trust attorney Erin Connor, Esq., to host our next webinar. On May 13, Erin will present Aligning Your Estate Plan with Your Goals, and we’d like to extend an invitation to you!

Aligning Your Estate Plan with Your Goals

Register for our May 13 webinar and learn all about positioning your estate plan to reflect your values! Guests are welcome, so we encourage you to extend an invitation to others looking to gain a better understanding of estate planning.

Time: 4 p.m. (MDT)
Date: Thursday, May 13
Location: via Zoom

Webinar Info

Whether a life change is around the corner and you know it’s time for an update or you’re just ready to check this one off of your to-do list, our webinar can be your guide to creating an effective estate plan. 

In the webinar, Erin will explain how you can approach questions like …  

1. Do I need an estate plan?
2. What are the elements of an estate plan?
3. How can I coordinate my estate plan with Financial Planning Fort Collins?
4. What is a trust, and do I need one?
5. What is probate? Should I avoid it?

And if you have questions of your own, stay tuned after Erin’s presentation for your opportunity to join in the live Q&A. 

If you’d like to learn more about estate planning and prepare your questions in advance of our webinar, check out our FPFoCo Academy module on the topic! Simply sign in and look for the course titled “Legacy & Estate Planning Basics.”

All About Erin

Erin is an attorney with Sutherland & Connor, LLC. She is a Colorado native and is proud to have been practicing law in her home state since 2000. Erin is accomplished at efficiently and cost-effectively helping survivors carry out their loved ones’ wishes, a process known as estate administration.

The estate plans Erin develops are as unique as her clients. Her clients include single adults, families with young children, aging parents, disabled dependents, as well as blended and non-traditional families. These clients may simply want to preserve a small nest egg for their children or may have substantial wealth that needs to be insulated from taxation and reserved for future generations. Regardless of net worth or their individual family situations, Erin enjoys getting to know her clients and designing straightforward, robust estate plans that meet their needs and exceed expectations for a reasonable fee.

You can learn more about Erin on the Sutherland & Connor, LLC, website.

Grab Your Spot

Registration for this webinar is open. RSVP today, and we’ll see you at 4 p.m. on Thursday, May 13! 

If you’re ready to plan your estate to reflect your goals, let us know. We’re happy to join you for any meetings relevant to your financial life — including estate planning! Plus, our Director of Estate and Financial Planning Dan Andrews, CFP®, is available to meet with you as you discuss your legacy wishes.

Not a client yet? See if our ensemble approach is right for you.

Head to our Comprehensive Services page to learn more about what we do for our clients.

Regina Neenan
regina@fpfoco.com

Regina Neenan is a CERTIFIED FINANCIAL PLANNER™ professional and the Director of Cash-Flow and Insurance Planning at Financial Planning Fort Collins. With a lifelong passion for personal finance, they have been serving FPFoCo clients since 2018. You can learn more about Regina on our About page.



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ANNUAL FEE
1.00% of assets under management ($100 per $10,000 managed). Debited from your account(s).
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under Management Fee as a % of AUM
$100,000 - $249,999 1.00%
$250,000 - $499,999 0.90%
$500,000 - $999,999 0.80%
$1,000,000 - $1,999,999 0.65%
$2,000,000 or more 0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under Management Fee as a % of AUM
$100,000 - $249,999 1.00%
$250,000 - $499,999 0.90%
$500,000 - $999,999 0.80%
$1,000,000 - $1,999,999 0.65%
$2,000,000 or more 0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds. Invest:FOCO is currently available for Individual, Joint, Traditional IRA, and Roth IRA registrations.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
TAX PREPARATION
Invest:FOCO clients are eligible for a 10% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
MINIMUM RELATIONSHIP SIZE
There are no minimums when utilizing inStream proactive financial planning as a stand-alone service.

When investment management services are desired, there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities. inStream proactive financial planning is then included at no additional cost.
ANNUAL FEE
inStream proactive financial planning as a stand-alone service: $1,250/year or $125/month

Assets Under Management Fee as a % of AUM
$125,000 - $249,999 1.00%
$250,000 - $499,999 0.90%
$500,000 - $999,999 0.80%
$1,000,000 - $1,999,999 0.65%
$2,000,000 or more 0.50%
TAX PREPARATION
Strategy:FOCO clients are eligible for a 50% or 100% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
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Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

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Monthly Economic Update
Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

We promise to only use your name and email address for sending our Monthly Economic Update. We will not sell, rent, lease, loan, or use your name or email address for any other purpose, internally or externally. You can easily unsubscribe at any time.
MINIMUM ACCOUNT SIZE
Minimums do not apply to always-on, real-time financial planning as a stand-alone service.

For investment management services there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. Investment management fees are generally debited from the accounts to which they apply. Financial planning services are included for Strategy:FOCO investment management clients at no additional charge.
ANNUAL FEE
Always-on, real-time financial planning as a stand-alone service:  $125/month or $1,250/year

Assets Under Management Fee as a % of AUM
$125,000 - $249,999 1.00%
$250,000 - $499,999 0.90%
$500,000 - $999,999 0.80%
$1,000,000 - $1,999,999 0.65%
$2,000,000 or more 0.50%
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FINANCIAL PLANNING
Financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.
INVESTMENT MANAGEMENT
Assets Under Management (AUM) Annual fee as % of AUM or flat-dollar
$0 - $249,999 1.00%
$250,000 - $499,999 0.90%
$500,000 - $999,999 0.80%
$1,000,000 - $1,999,999 0.65%
$2,000,000 - $2,999,999 0.50%
$3,000,000 - $3,999,999 $15,000
$4,000,000 - $4,999,999 $20,000
$5,000,000 or more $25,000 + $2,000 per additional $1mm
ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. This aligns with the holistic nature of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annual Fee Investable Net Worth (INW)
$4,000 (minimum for an individual) Up to $500,000
$6,000 (minimum for couples) Up to $1,000,000
$8,000 Up to $1,500,000
$10,000 Up to $2,000,000
$11,000 Up to $2,500,000
$12,000 Up to $3,000,000
+ $1,000 per additional $1,000,000 of INW
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Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

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ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your net worth, which is the value of what you own — including cash, bonds, stocks, mutual funds, real estate, and other business or financial interests — minus what you owe. Our transparent, flat-dollar pricing aligns with the holistic nature and value of our comprehensive services. You can use the chart below to estimate your fee based on your net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annualized Flat Fee Net Worth (NW)
$6,000 (our minimum fee) Up to $1,000,000
$8,000 Up to $1,500,000
$10,000 Up to $2,000,000
$12,000 Up to $3,000,000
+ $1,000 per additional $1,000,000 of NW
FEE SCHEDULE
Unless there is truly unique or extraordinary complexity associated with a client’s situation and financial circumstances, our fee will be based on the market value of the assets under management (AUM) for investment management services, subject to a minimum fee of $500 per month. The fee is blended and calculated using the following schedule. We do not require a minimum investment of any amount.
Assets Under Management Annual Fee
$0 - $1,000,000 0.60%
$1,000,000 - $3,000,000 0.50%
$3,000,000 - $5,000,000 0.25%
$5,000,000 and above 0.10%
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