Client Portal - Financial Planning Fort Collins

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Financial Planning

Always-On, Real-Time Financial Planning

Developed by RightCapital — access your financial plan with the ability to update data and stress test scenarios in real time.

Personal Finance Modules

Powered by Teachable — access our on-demand personal finance platform, including learning modules, worksheets, and videos.

Investment Management

Client Dashboard

Access up to date account values, statements, portfolio performance reports, and more.

AdvisorClient

TD Ameritrade account statements, trade confirmations, and other important account documents.

Betterment

For accounts where Betterment is our outside manager. Access the platform to view accounts, balances, transactions, and more.

MINIMUM ACCOUNT SIZE

The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.

ANNUAL FEE

1.00% of assets under management ($100 per $10,000 managed). Debited from your account(s).

FINANCIAL PLANNING

Strategy:FOCO financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.

INVESTMENT MANAGEMENT

Assets Under Management (AUM)	Annual fee as a % of AUM or flat-dollar
$0 - $249,999	(See Invest:FOCO)
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 - $2,999,999	0.50%
$3,000,000 - $3,999,999	$15,000
$4,000,000 - $4,999,999	$20,000
$5,000,000 or more	$25,000 + $2,000 per additional $1mm

MINIMUM ACCOUNT SIZE

There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.

ANNUAL FEE

Assets Under Management	Fee as a % of AUM
$100,000 - $249,999	1.00%
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 or more	0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month

MINIMUM ACCOUNT SIZE

ANNUAL FEE

Assets Under Management	Fee as a % of AUM
$100,000 - $249,999	1.00%
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 or more	0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month

MINIMUM ACCOUNT SIZE

The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds. Invest:FOCO is currently available for Individual, Joint, Traditional IRA, and Roth IRA registrations.

ANNUAL FEE

0.65% of assets under management ($65 per $10,000 managed)

MINIMUM ACCOUNT SIZE

The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.

ANNUAL FEE

0.65% of assets under management ($65 per $10,000 managed)

TAX PREPARATION

Invest:FOCO clients are eligible for a 10% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.

MINIMUM RELATIONSHIP SIZE

There are no minimums when utilizing inStream proactive financial planning as a stand-alone service.

When investment management services are desired, there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities. inStream proactive financial planning is then included at no additional cost.

ANNUAL FEE

inStream proactive financial planning as a stand-alone service: $1,250/year or $125/month

Assets Under Management	Fee as a % of AUM
$125,000 - $249,999	1.00%
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 or more	0.50%

TAX PREPARATION

Strategy:FOCO clients are eligible for a 50% or 100% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.

Monthly Economic Update

Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

We promise to only use your name and email address for sending our Monthly Economic Update. We will not sell, rent, lease, loan, or use your name or email address for any other purpose, internally or externally. You can easily unsubscribe at any time.

Monthly Economic Update

MINIMUM ACCOUNT SIZE

Minimums do not apply to always-on, real-time financial planning as a stand-alone service.

For investment management services there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. Investment management fees are generally debited from the accounts to which they apply. Financial planning services are included for Strategy:FOCO investment management clients at no additional charge.

ANNUAL FEE

Always-on, real-time financial planning as a stand-alone service: $125/month or $1,250/year

Assets Under Management	Fee as a % of AUM
$125,000 - $249,999	1.00%
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 or more	0.50%

Five Savings Secrets

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FINANCIAL PLANNING

Financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.

INVESTMENT MANAGEMENT

Assets Under Management (AUM)	Annual fee as % of AUM or flat-dollar
$0 - $249,999	1.00%
$250,000 - $499,999	0.90%
$500,000 - $999,999	0.80%
$1,000,000 - $1,999,999	0.65%
$2,000,000 - $2,999,999	0.50%
$3,000,000 - $3,999,999	$15,000
$4,000,000 - $4,999,999	$20,000
$5,000,000 or more	$25,000 + $2,000 per additional $1mm

ESTIMATE YOUR FEE

Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. This aligns with the holistic nature of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.

Minimum Annual Fee	Investable Net Worth (INW)
$4,000	Up to $500,000
$6,000	Up to $1,000,000
$8,000	Up to $1,500,000
$10,000	Up to $2,000,000
$11,000	Up to $2,500,000
$12,000	Up to $3,000,000
+ $1,000	per additional $1,000,000 of INW

Critical Money Tips

Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

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Critical Money Tips

Do you have a cash surplus? Learn more what to do with extra money in the free-preview of our Teachable course: Sudden Money and Windfalls.

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Critical Money Tips

Are you here because of a big change in your finances? Subscribe for our PDF on 6 questions to learn the benefits of working with a full-time fiduciary.

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Inheriting Money Can Be Overwhelming.

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Equity Compensation Can Be Confusing.

Let us make it less complicated for you. Whether it’s a one-time award or ongoing compensation, we know how to help.

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