Online Privacy Policy

Fort Collins Tax Service, LLC dba Financial Planning Fort Collins may collect, use, and be responsible for certain personal information about you. This privacy policy concerns the collection and use of information and data that apply to your visit to and use of our website.

Types of information we collect and process.

We may collect, use, and are responsible for certain personal information that you provide when you voluntarily sign up for our newsletter, submit a contact form through our website, or otherwise contact us via an online form or e-mail. The information collected may include your first name, last name, email, address, and/or phone number. You may visit the website anonymously and are not required to provide any personally identifiable information to merely access or visit the website.

We may also collect “cookies” and other information concerning how our website is accessed and used. This may include non-personal information such as Internet Protocol addresses, browser types, browser versions, pages of the website that you visit, time spent on those pages, the time and date of your visit, links you click, and other device identifiers and diagnostic data. You can disable cookies on your browser or indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of the website.

If you are located in the European Economic Area (the “EEA”), we are regulated under the General Data Protection Regulation (“GDPR”) which applies across the European Union. We are responsible as data controller of that personal information for the purposes of the GDPR.

How we use your personal information.

We may collect and use your personal information and other data:

  • to provide and maintain our website
  • to notify you about changes to our website and the services and products we offer
  • to provide customer support
  • to gather analysis or other information so we can improve our website and services
  • to monitor the usage of our website
  • to detect, prevent, and address technical issues
  • to provide you with updates, offers, and general information about the goods and services we offer unless you have opted not to receive such information. You may opt out of receiving any promotional or marketing communications from us by following the unsubscribe link or instructions provided in any email we send.

Sharing your personal information.

Except for the following, we will not share, sell, or transfer your personal information without your consent.

We may share your personal information in the good faith belief that such action is necessary:

  • to comply with a legal obligation
  • to protect and defend our rights or property
  • to prevent or investigate possible wrongdoing in connection with our website
  • to protect the personal safety of users of the website or the public
  • to protect against legal liability.

We may also share your personal information with certain third-party service providers whom we employ or utilize to facilitate the website and our services, to provide the website or services on our behalf, or to perform other functions related to our services and the use and function of our website. These third-party service providers have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose. However, not personally-identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Why we collect and use your personal information.

We collect and use your personal information under the following lawful bases:

  • Where it is needed to provide you with our products or services, such as deciding whether or not to offer a product or service to you or to accept you as a customer
  • Where it is in our legitimate interests to do so, such as managing our products and services, testing the performance of our products, services, and internal processes, for management of our business operations, to keep and monitor our communications with you, for market research, for direct marketing communications to you, and where we need to share your personal information with people or organizations in order to run our business
  • To comply with our legal obligations, and
  • With your consent or explicit consent, such as for direct marketing communications.

Retention of your personal information.

Unless we tell you otherwise, we will hold your personal information based on the following criteria:

  • For as long as we have reasonable business needs, such as managing our relationship with you and managing our operations
  • For as long as we provide products or services to you, and/or
  • As may be required or advisable under legal and regulatory requirements or guidance.

Protecting your personal information.

Our web server uses Secure Socket Layer (SSL) technology to maintain the safety of your personal information when you submit or access your personal information online. We also take reasonable measures to protect the security of your personal information when it is stored electronically. However, no method of transmission over the Internet or method of electronic storage is completely secure and we cannot guarantee absolute security of your personal information.

Use and transfer of information out of the EEA.

This website is operated in the United States and third parties with whom we might share your personal information are also located in the United States. If you are located in the EEA or elsewhere outside of the US, please note that any information you provide to us will be transferred to the US and by providing any such information to us, you consent to this transfer.

Your rights.

If you are a resident of the EEA, you have certain right concerning the protection of your personal information. If you wish to be informed of what personal information we hold about you or if you would like to remove or change any of your personal information, please contact us.

You have the following rights concerning the protection of your personal information:

  • The right to access, update, or delete the information we have on you
  • The right to rectification or correction if your personal information is inaccurate or incomplete.
  • The right to object to our processing of your personal information.
  • The right to restrict the processing of your personal information.
  • The right to be provided with a copy of the information we have about you for data portability
  • The right to withdraw your consent to process your personal information.

For further information on the rights to which you may be entitled under the GDPR, please visit https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/.

Third Party Links.

Occasionally, at our discretion, we may include links to third-party sites our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked websites. Nonetheless, we seek to protect the integrity of our website and welcome any feedback about these websites.

Online Privacy Policy Only.

This online privacy policy applies only to information collected through our website and not to information collected offline. Please click here to download a copy of our most recent Privacy Policy Notice.

Your Consent.

By using our website, you consent to our website’s privacy policy.

Updates to our privacy policy.

If we decide to change our privacy policy, we will update the Privacy Policy modification date below. This policy was last modified on July 1, 2018.

Contact Us.

If you have questions about this privacy policy, or if you with to exercise your rights, you can contact us by going to the Contact section of the website. You may also contact us by phone at 970.225.0504.

MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.
ANNUAL FEE
1.00% of assets under management ($100 per $10,000 managed). Debited from your account(s).
FINANCIAL PLANNING
Strategy:FOCO financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.
INVESTMENT MANAGEMENT
Assets Under Management (AUM)Annual fee as a % of AUM or flat-dollar
$0 - $249,999(See Invest:FOCO)
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 - $2,999,9990.50%
$3,000,000 - $3,999,999$15,000
$4,000,000 - $4,999,999$20,000
$5,000,000 or more$25,000 + $2,000 per additional $1mm
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under ManagementFee as a % of AUM
$100,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under ManagementFee as a % of AUM
$100,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds. Invest:FOCO is currently available for Individual, Joint, Traditional IRA, and Roth IRA registrations.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
TAX PREPARATION
Invest:FOCO clients are eligible for a 10% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
MINIMUM RELATIONSHIP SIZE
There are no minimums when utilizing inStream proactive financial planning as a stand-alone service.

When investment management services are desired, there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities. inStream proactive financial planning is then included at no additional cost.
ANNUAL FEE
inStream proactive financial planning as a stand-alone service: $1,250/year or $125/month

Assets Under ManagementFee as a % of AUM
$125,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%
TAX PREPARATION
Strategy:FOCO clients are eligible for a 50% or 100% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
Monthly Economic Update
Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

We promise to only use your name and email address for sending our Monthly Economic Update. We will not sell, rent, lease, loan, or use your name or email address for any other purpose, internally or externally. You can easily unsubscribe at any time.
Monthly Economic Update
Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

We promise to only use your name and email address for sending our Monthly Economic Update. We will not sell, rent, lease, loan, or use your name or email address for any other purpose, internally or externally. You can easily unsubscribe at any time.
MINIMUM ACCOUNT SIZE
Minimums do not apply to always-on, real-time financial planning as a stand-alone service.

For investment management services there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. Investment management fees are generally debited from the accounts to which they apply. Financial planning services are included for Strategy:FOCO investment management clients at no additional charge.
ANNUAL FEE
Always-on, real-time financial planning as a stand-alone service:  $125/month or $1,250/year

Assets Under ManagementFee as a % of AUM
$125,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%
Five Savings Secrets
Are you 30 - 60? Let us give you a few tips with our free white-paper: Five Savings Secrets. Then stay in the loop with periodic emails featuring relevant information on financial planning, investment management, and income taxes.

We promise to never sell, rent, lease, loan, or use your email address for any other purpose, internally or externally. You can easily unsubscribe at any time.
Notice

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By closing this banner, scrolling this page, clicking a link or continuing to browse otherwise, you agree to the use of cookies.

FINANCIAL PLANNING
Financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.
INVESTMENT MANAGEMENT
Assets Under Management (AUM)Annual fee as % of AUM or flat-dollar
$0 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 - $2,999,9990.50%
$3,000,000 - $3,999,999$15,000
$4,000,000 - $4,999,999$20,000
$5,000,000 or more$25,000 + $2,000 per additional $1mm
ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. This aligns with the holistic nature of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annual Fee Investable Net Worth (INW)
$4,000 (minimum for an individual)Up to $500,000
$6,000 (minimum for couples)Up to $1,000,000
$8,000Up to $1,500,000
$10,000Up to $2,000,000
$11,000Up to $2,500,000
$12,000Up to $3,000,000
+ $1,000per additional $1,000,000 of INW
Critical Money Tips
Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Need some tips to help you tackle your next critical money moment? Stay in the loop with our weekly(ish) email!

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Do you have a cash surplus? Learn more what to do with extra money in the free-preview of our Teachable course: Sudden Money and Windfalls.

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Critical Money Tips
Are you here because of a big change in your finances? Subscribe for our PDF on 6 questions to learn the benefits of working with a full-time fiduciary.

We promise to never sell, rent, lease, loan, or otherwise use your email address for any reason inconsistent with our privacy policy. You can easily unsubscribe at any time.
Inheriting Money Can Be Overwhelming.
We have the expertise to be your guide as you navigate receiving a windfall.
Equity Compensation Can Be Confusing.
Let us make it less complicated for you. Whether it’s a one-time award or ongoing compensation, we know how to help.
ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. This aligns with the holistic nature of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annual Fee Investable Net Worth (INW)
$4,000 (minimum for an individual)Up to $750,000
$6,000 (minimum for couples)Up to $1,500,000
$8,000 - $12,000$1,500,000 - $3,000,000
+ $1,000per additional $1,000,000 of INW