Everything you need. All in one place. One flat fee.
An all-inclusive process intentionally built to serve you. Make the most of your opportunities as we bring clarity and simplicity to your finances. A thoughtful and well-designed financial plan helps you understand where you are now and where you are going. Investment management, tax preparation, and ongoing support help you build on your success.
A plan to accomplish your financial goals. Easy-to-follow tasks to simplify implementation. Regular check-ins to monitor your success. It’s why you’re here, and it’s what we do best.
We help you control what you can. Our investment management philosophy aligns your risk tolerance and goals with an appropriate mix of low-cost investment options that are broadly diversified. We’ll handle the strategic rebalancing, tax efficiencies, and more.
Leave the tax prep to the pros. With our streamlined tax-prep process and year-round tax planning included, we bring you the tax clarity you want and deserve.
Get to the point with answers from personal finance experts. With unlimited consultation time, reach us via phone, text, chat, email, or meeting anytime. We’re here to support you as you continue your success.
How Do You Determine My Fee?
We base our pricing on the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence.
For comprehensive services clients, we charge a flat annual fee, which we mutually agree to when we begin working together. It covers all of our services — no exceptions, and no fine print. We will prorate this fee and you can pay monthly from cash flow or quarterly from the investment accounts we manage for you.
How Much Do I Pay?
▶︎ For an individual, our minimum annual fee is $4,000. This minimum fee considers an investable net worth of up to $500,000.
▶︎ For couples, our minimum annual fee is $6,000. This minimum fee considers an investable net worth of up to $1,000,000.
If your investable net worth is higher, you can use this table to estimate your fee. After your complimentary initial consultation, we will provide you a custom quote, which will be good for 30 days.
Our pricing is that simple. We do not receive commissions for selling you products nor do we charge you a separate percentage of assets fee for managing your investments. Our transparent pricing is based on the unique circumstances of your situation. We’ll review your pricing together every other year.
You have the option to cancel our client service agreement at any time, for any reason, without additional fees or penalties. While there is no minimum time commitment, we are confident that you will find value in our services and continue to work with us year after year.
* Clients investing with Betterment through Financial Planning Fort Collins pay Betterment an annual asset-based fee of 0.15% as compared to Betterment’s standard fee of 0.25% on the first $2,000,000 of assets under management.
** Clients of Financial Planning Fort Collins are eligible for discounts on income tax preparation services delivered through Fort Collins Tax Service, LLC, as outlined in this discount policy.