Financial Planning.
Investment Management.
Tax Preparation.

Everything you need. All in one place. One flat fee.

Find answers to Frequently Asked Questions.

Face your critical money moments with our expertise on your side.

An all-inclusive process intentionally built to serve you. Make the most of your opportunities as we bring clarity and simplicity to your finances. A thoughtful and well-designed financial plan helps you understand where you are now and where you are going. Investment management, tax preparation, and ongoing support help you build on your success.  

Discover Financial Planning Fort Collins
Financial Planning

A plan to accomplish your financial goals. Easy-to-follow tasks to simplify implementation. Regular check-ins to monitor your success. It’s why you’re here, and it’s what we do best.

Analyze your future with Financial Planning Fort Collins
Investment Management

We help you control what you can. Our investment management philosophy aligns your risk tolerance and goals with an appropriate mix of low-cost investment options that are broadly diversified. We’ll handle the strategic rebalancing, tax efficiencies, and more.

Plan with Financial Planning Fort Collins
Tax Preparation

Leave the tax prep to the pros. With our streamlined tax-prep process and year-round tax planning included, we bring you the tax clarity you want and deserve.

Relax with Financial Planning Fort Collins
Ongoing Support

Get to the point with answers from personal finance experts. With unlimited consultation time, reach us via phone, text, chat, email, or meeting anytime. We’re here to support you as you continue your success.

For You

  • An ongoing relationship with your dedicated Certified Financial Planner™ professional
  • Unlimited meeting and consultation time with your CFP® pro
  • Advisor-crafted investment portfolio management and/or access to Betterment at 40% off*
  • Semi-annual portfolio review
  • Annual financial plan review and update
  • Use of our always-on real-time financial planning and analysis app developed by Right Capital
  • Access to our powerful Client Dashboard developed by Orion Advisor Services
  • Access to FPFoCo Academy — our personal finance e-learning modules
  • Reimbursement for a subscription to the cash-flow management app You Need A Budget
  • Reimbursement for a subscription to the digital document archive Everplans
  • Individual income tax preparation from Fort Collins Tax Service, LLC, included**

Pricing

How Do You Determine My Fee?

We base our pricing on the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. 

For comprehensive services clients, we charge a flat annual fee, which we mutually agree to when we begin working together. It covers all of our services — no exceptions, and no fine print. We will prorate this fee and you can pay monthly from cash flow or quarterly from the investment accounts we manage for you.

How Much Do I Pay?

▶︎ For an individual, our minimum annual fee is $4,000. This minimum fee considers an investable net worth of up to $500,000.

▶︎ For couples, our minimum annual fee is $6,000. This minimum fee considers an investable net worth of up to $1,000,000.

If your investable net worth is higher, you can use this table to estimate your fee. After your complimentary initial consultation, we will provide you a custom quote, which will be good for 30 days.

Our pricing is that simple. We do not receive commissions for selling you products nor do we charge you a separate percentage of assets fee for managing your investments. Our transparent pricing is based on the unique circumstances of your situation. We’ll review your pricing together every other year. 

You have the option to cancel our client service agreement at any time, for any reason, without additional fees or penalties. While there is no minimum time commitment, we are confident that you will find value in our services and continue to work with us year after year.

Ready to get started? Schedule your free initial consultation.

Still have questions? Schedule a free intro call or head to our FAQ page.

* Clients investing with Betterment through Financial Planning Fort Collins pay Betterment an annual asset-based fee of 0.15% as compared to Betterment’s standard fee of 0.25% on the first $2,000,000 of assets under management.

** Clients of Financial Planning Fort Collins are eligible for discounts on income tax preparation services delivered through Fort Collins Tax Service, LLC, as outlined in this discount policy.

Still have questions? Schedule a free intro call.