Follow a step-by-step guide to setting up your Monarch Money account, linking your financial accounts, and using the platform to handle your cash flow. Whether you want to simply track your spending or create a full-blown budget, you'll learn how to use Monarch to see your finances clearly and make smarter financial decisions.

Are your spending habits really aligned with what you value most? Cash-flow planning isn't just about knowing where money comes from. It's also about understanding where it goes — and making intentional spending decisions based on your goals. Your discretionary spending tells a story. Review our simple 4-step framework for reviewing your cash flow, setting realistic goals, and staying on track so you can become your own cash-flow pro!