Ever wondered why someone would file a tax extension instead of filing their taxes by the deadline in April? Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, are here to explain! In this episode, we review why members of each generation might want to do just that along with the benefits of having six extra months to prepare and file their taxes. Plus, we’ll tell you what an extension doesn’t do as you prepare to file your 2022 taxes by Oct. 16, 2023, if you’re on extension or as you get ready for tax time next year.

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Open enrollment season is nearly here! Join Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, as they walk you through the trifecta of key employee benefits that everyone should have and share how you can choose the coverages that are right for you. If employee benefits are available for you, you won’t want to miss this episode!

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Where do fitness and finance intersect? From expensive sports and health savings accounts to pre-Medicare financial independence and more, you just might be surprised! Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share a bit about their stories and why it’s important to get started or continue on a health and fitness journey.

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

Tipping is ubiquitous in American culture, and it certainly impacts our finances. In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, talk tipping, taxes, and your takeaway tactics. We’ll discuss everything from baby boomers who maybe didn’t price today’s tipping trends into their retirement cash-flow plans to which generation might be the worst tippers and more. Plus, stick around for the end of the episode when Regina shares their own personal tipping guide!

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Links:

https://www.bankrate.com/personal-finance/tipping-survey/ 

https://www.cnbc.com/2023/07/05/tipping-culture-is-out-of-control-even-some-businesses-agree.html

https://time.com/5404475/history-tipping-american-restaurants-civil-war/

https://www.npr.org/2021/03/22/980047710/the-land-of-the-fee

https://www.businessinsider.com/gen-z-the-worst-tippers-bankrate-survey-2023-6 

Have income and no kids? You might be a SINK or DINK! In this episode, Jason Speciner, CFP®, EA, and FPFoCo’s resident DINKWAC Regina Neenan, CFP®, talk money and taxes for our single income no kids and dual income no kids listeners. From what makes the childfree lifestyle unique financially for SINKs and DINKs to the cost of raising kids and more, let this one SINK in! 

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Having savings in the bank that’s easy to access in a pinch is great … if you’rei intentional about it! But what should you do when it builds up and you don’t know what to do with that pile of cash? Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, have some ideas to share! Plus, you’ll learn what an EFOF is — and how you can use this element of your financial foundation appropriately.

Episode resources:

• Nerdwallet “Best Savings Accounts” List
• Bankrate “Best Savings Accounts” List

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Money regrets: If you have one, you’re not alone. In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share the money mistakes that they’ve seen others make so that you can avoid them. Plus, they’ll share their own biggest money regrets.  

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

Windfalls come in many forms from settlements to gifts, inheritances, life insurance proceeds — and even gambling winnings. Others can include big raises, equity compensation events, or property sales. Whatever your windfall, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, specialize in these critical money moments and are here to talk you through how you might want to navigate yours. From the first steps to consider taking to how this could impact you based on the generation you fall into, find out what you can do when a pile of money lands in your lap.

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at pfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins

On this edition of Money & Taxes from Bb to XYZ, we flip the script! Jason Speciner, CFP®, EA, hosts while Regina Neenan, CFP®, is in the hot seat, answering questions related to one of their specialties: Insurance planning! Beyond what life insurance is, you’ll learn what life insurance is really for as well as why some people should obtain a policy … and when paying for life insurance might not be ideal.

Have a money or tax question for us? Send it to , and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free for everyone — no subscription required.

Learn more about Financial Planning Fort Collins at fpfoco.com, and be sure to subscribe to get the latest episodes in your favorite podcast feed! 

Jason Speciner and Regina Neenan are investment advisor representatives of Financial Planning Fort Collins, a registered investment advisor. 

The information in this podcast is provided for general educational and entertainment purposes only. It may not apply to you or your specific circumstances and should not be considered financial, investment, or tax advice. 

© 2023 Financial Planning Fort Collins