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An Archive of Insights

FPFoCo began as a blog. Deepening the roots of our humble beginnings, we continue to share these insights to educate and empower you toward greater financial clarity and freedom.

An Archive of Insights

FPFoCo began as a blog. Deepening the roots of our humble beginnings, we continue to share these insights to educate and empower you toward greater financial clarity and freedom.

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The Latest Insights and Observations

Pitfalls to Avoid Under the One Big Beautiful Bill Act

Explore how the latest budget bill may affect your daily life, from rising health insurance premiums and shorter enrollment windows for Affordable Care Act plans to changes to tax deductions, credits, and more.
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One Big Beautiful Bill: Its Tax Impacts and You

Big changes are coming to the tax code with the newly signed One Big Beautiful Bill Act. With lower tax rates, a boosted standard deduction, new charitable write-off, and more, this law opens up fresh tax planning opportunities.
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investing

Passive vs. Active Investment Management: How to Invest for the Long Term

Wondering whether active or passive investing is right for you? Jason breaks down the pros and cons of each approach, helping you understand how to align your investment strategy with your financial goals. Learn the key differences, long-term considerations, and why sometimes slow and steady really does win the race.
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How Do You Plan for Retirement? 3 Top Tips for Retirees

Retirement isn't just about stopping work. It's about starting the next chapter with clarity and confidence. Discover how to live your retirement budget, set meaningful goals, and prepare for a smooth transition into a work-free life. Your plan doesn't end at retirement — it just changes. Let's make it a great one!
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Christin Hutchcraft Earns Financial Paraplanner Qualified Professional™ Designation

Already an ensemble of financial planning experts, Your Full-Time Fiduciary® has another credentialed team member, and it’s someone you probably already know: Our Director of Operations Christin Hutchcraft, FPQP®!
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I Just Received a $#!+ Ton of Money … Now What?

A windfall can be life-changing, but it can also bring emotional and financial challenges. Instead of rushing into big purchases or drastic changes, the key is to protect, pause, and plan what you'll do with your newfound wealth. From understanding safe storage and tax implications to building a strategic financial and investment plan, turn your financial windfall into lasting security and opportunity.
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