Free Financial Resources

Free Financial Resources

Free Financial Resources

Some say “The best things in life are free.” And what’s better than free things? Free things you can actually use

Given the complexities of the world, we find it crucial for people to proactively plan their finances. We’ve also come to understand that financial plans don’t panic. That’s why we’re sharing free personal financial planning resources with you. Read on to learn about some of our favorite freebies.


From free finance articles and information to calculators and tools, Bankrate has it all. Hence the name, we find it a valuable resource for comparing rates on high-interest-rate savings accounts. You’ll also find calculators for your mortgage, retirement, investments, and more there. Just remember that the results you get from these calculators are only as good as the inputs, so be sure to double-check your numbers with your financial professional!

▶︎ Pro Tip: This is our go-to resource when recommending clients work with a new bank.

By law, the three credit bureaus are obligated to give you access to a free credit report once a year, and you can find them at It’s good practice to review at least one of your credit reports once a year but especially important when you foresee a new loan on the horizon. If you notice anything wrong with your credit report, you can address the error before you need to take out a mortgage or another loan, thus improving your odds of receiving that loan at a better interest rate so you can save more money over time. 

Credit Karma

Want a simpler tool to regularly monitor your credit? If you want to check your credit score for free, you might consider Credit Karma. If you create an account, they’ll also send regular updates via email when your credit score changes, plus reminders to check your accounts for accuracy and notifications if your information has been part of a company’s data breach. In addition to credit monitoring tools, you can also find tips for improving your credit score, personal finance articles, information on credit cards, and more from Credit Karma.


Looking to better understand a financial term or concept? Investopedia is much more than simple definitions! It also breaks financial theories down into easy-to-understand explanations. And many of the personal finance articles available are linked to other Investopedia pages so you can dive deeper into areas where you’d like to know more. You’ll also find educational courses, information on popular stocks, and more.

▶︎ Pro tip: Whenever we are introducing a complicated personal finance topic, Investopedia is the first place we consider sending clients. There are short videos, too, which can simplify even the most complicated material.


Similar to Bankrate — but with a focus on credit cards as well as interest rates — Nerdwallet also offers financial articles, calculators, and tools. It includes tips you can use to reduce spending, increase savings, educate yourself on insurance, and even make the most of your credit card points when you travel.

▶︎ Pro tip: When you’re debating how much money you’ll save using your debt repayment strategy, look at the credit card payoff calculator on Nerdwallet. This calculator can include multiple types of debt (mortgage, student loans, etc.) in addition to credit cards.

The Motley Fool

The Motley Fool is more than just a website: They also provide information via a newspaper column, podcast, and radio show. While their personal finance articles are based mostly on stock trends and tips, you’ll find informational and news-related articles, too. And they offer everything from how-tos with the information you need to start investing and save for retirement to “best-of” lists of bank accounts and credit cards.

Financial Planning Fort Collins

Sure, we might be a little biased, but we’d be remiss if we didn’t include the free resources available in our Basic Services offering in this list! This client experience includes access to personal finance tools with no cost to sign up. Why no cost to get started? While it might seem counterintuitive, we grounded this program in our belief that everyone should have access to modern financial planning tools.

Financial Article Library

Don’t Want to Go It Alone?

If you’re looking for a guided approach to financial planning — or even a full-service option — you can learn about our paid offerings on the Our Services page.

The internet is full of personal finance rabbit holes and conflicting opinions. Learning from a consistent voice and philosophy can inspire you to take action instead of reaching “analysis paralysis.” This is why Basic Services clients and visitors to our site can access our library of financial articles on a variety of topics you can use to better understand personal finance concepts and how you can apply them.

Some of our favorite articles include:

▶︎ Pro tip: If you’re just getting started, you may want to begin with our “Back to Basics” series.

Budget Plan Worksheet

Cash flow management proves a stressor for many people — but it doesn’t have to be. We help our clients with a tool to give them more confidence, and we’re excited to offer you access to this same tool at no cost. You can download our Budget Plan Worksheet — an easy-to-follow resource to map out your budget — to gain more confidence with your spending and savings.

Offering Value

Why are we pointing you toward free resources? One word: value.

Remember when the big investment companies eliminated commissions on trades and dropped their trading fees to $0? This “race to zero” may seem like it made the news a lifetime ago, but it was just last year! It was a push in the finance world brought about by competition, bringing benefits to individuals by allowing them to invest without losing their hard-earned dollars to commissions and fees. 

That got us thinking. We hope that our Basic Services tools offer similar value for all to help you start improving your financial life at a discount or even no cost. We make it easy to share access to our free article library and Budget Plan Worksheet so you can pass these valuable tools along to others. Plus, there’s no commitment to use this service, and you can cancel at any time.

Have you hesitated to get your financial house in order in the past? If you’ve thought it difficult or expensive, it might be time to think again. With no-cost options available and the ease of signing up, why not get started today?

If you have questions about Basic Services or our other offerings, try the chat feature at the lower-left corner of this page.

Want to learn more about planning your financial future? You can visit the Our Services page to find the path that’s right for you.

Regina Neenan
Regina Neenan

Regina Neenan is a Financial Paraplanner Qualified Professional™ and the Cash-Flow and Insurance Planning Specialist at Financial Planning Fort Collins. With a lifelong passion for personal finance, they have been serving FPFoCo clients since 2018. You can learn more about Regina on our About page.