You’re Invited: Join the Webinar and Create Your D.R.E.A.M. Budget!

Better Budgeting: Create a Cash-Flow Plan You'll Stick To

You’re Invited: Join the Webinar and Create Your D.R.E.A.M. Budget!

You decided to work with us because you understand that financial planning involves a lot of moving pieces. To ensure that you give those moving pieces proper attention, you likely need to direct your funds toward multiple goals.

Your hard-earned money funds your lifestyle and those goals — and you may also find some waste or less-than-ideal use of your funds. How do you know which is which? Your cash-flow plan can tell you! 

And we don’t just preach, “You should budget and manage your cash flow.” We’re bringing in an expert to show you how! 

So, if you’re ready to commit to a cash-flow plan or improve your budget, we’ve got the perfect webinar for you. Next week, budgeting and cash-flow expert Nick True will be hosting Better Budgeting: Create a Cash-Flow Plan You’ll Stick To — and you’re invited!

Better Budgeting: Create a Cash-Flow Plan You’ll Stick To

Join us next week for our webinar — and invite a friend or two! Guests are welcome, so please feel free to share this invitation with those you know who want to improve their budgeting habits and cash flow plans.

Time: 11 a.m. (mtn)
Date: Thursday, Nov. 19
Location: via Zoom

Webinar Details

If you want to be more intentional about your spending, this webinar is for you. No matter your budgeting style or strategy — or where you’re at in your budgeting journey — we’re confident you will find this webinar valuable. 

Budgeting is at the core of a strong financial plan, and you probably already know that we’re big fans. If you can’t wait to get started, you can check out Jason’s Financial Favorites: The Budget, Simplified. There, you can also grab a copy of our Budget Plan Worksheet, which you can begin to fill out in advance or in the webinar. And don’t forget: If you’ve completed your cash-flow planning meeting with us, we likely have your personalized Budget Plan Worksheet on file! Simply send us an email requesting yours, and we’ll send it your way.

During the one-hour webinar, Nick will guide you on how to make your D.R.E.A.M. budget (more on this in a moment!). He’s an expert with the budgeting app YNAB, so, if you use this tool, you’ll have the chance to learn some YNAB-specific tips, too. Plus, we’ll leave some time at the end for Q&A so you can ask your most pressing cash-flow questions.

We’re also offering you one-on-one time with our expert presenter! Simply register for the webinar and, if you’re a Comprehensive Services client, you’ll have the chance to schedule. We’ll reach out after the webinar with an invitation for you to find a time for your 15-minute budget coaching session with Nick. Here, Nick can guide you as you tailor your budget to suit your needs and provide answers to specific questions you didn’t get the chance to ask during the webinar.

Can’t make the webinar — but still want to take advantage of a one-on-one meeting with Nick? Go ahead and register anyway! In addition to your ability to schedule a personalized session with Nick, we’ll also send you a recording of the webinar so you can watch at your convenience.

Get to Know Our Presenter, Nick True

Nick True is the owner of Mapped Out Money, his website where he writes and speaks about personal finance, budgeting, and Slow-FI. After traveling full-time with his wife, Hanna, and four pets in a 27-foot Airstream for three years, Nick and Hanna recently purchased their new home. 

Nick is passionate about teaching people to enjoy their money now while also saving and investing for the future. He aims to help you better understand finance and manage your money so you can get on with living your unique adventure. 

To help you better map out that adventure, Nick developed the D.R.E.A.M. method of budget creation. He’ll walk you through his process during the webinar, and here’s a sneak peek:

D Determine a starting point.
R Refine your vision.
E Establish your plan.
A Actualize your dream.
M Make it a habit.

If you want to learn more about Nick and what he does, head to his website, Mapped Out Money, or meet him in person during the webinar!

Don’t Forget to Register!

We look forward to seeing you virtually at 11 a.m., Thursday, Nov. 19. Don’t forget: If you can’t make the webinar, we encourage you to register anyway, and we’ll send you a recording of the full webinar.

Keep an eye on your inbox for more of your client benefits — semi-annual webinars like this one, quarterly tax guidance, and more — throughout the year! 

Ready to schedule your next meeting?

Simply head to the Meeting page where you can find and schedule a convenient time to discuss whatever is on your mind.

Regina Neenan
regina@fpfoco.com

Regina Neenan is a Financial Paraplanner Qualified Professional™ and the Cash-Flow and Insurance Planning Specialist at Financial Planning Fort Collins. With a lifelong passion for personal finance, they have been serving FPFoCo clients since 2018. You can learn more about Regina on our About page.



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1.00% of assets under management ($100 per $10,000 managed). Debited from your account(s).
FINANCIAL PLANNING
Strategy:FOCO financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.
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Assets Under Management (AUM)Annual fee as a % of AUM or flat-dollar
$0 - $249,999(See Invest:FOCO)
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 - $2,999,9990.50%
$3,000,000 - $3,999,999$15,000
$4,000,000 - $4,999,999$20,000
$5,000,000 or more$25,000 + $2,000 per additional $1mm
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under ManagementFee as a % of AUM
$100,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
There is a minimum initial investment of $100,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities.

Minimums do not apply to inStream proactive financial planning as a stand-alone service.
ANNUAL FEE
Assets Under ManagementFee as a % of AUM
$100,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%

inStream proactive financial planning as a stand-alone service: $1,000/year or $100/month
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds. Invest:FOCO is currently available for Individual, Joint, Traditional IRA, and Roth IRA registrations.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
MINIMUM ACCOUNT SIZE
The minimum initial investment for the Invest:FOCO platform is only $5,000 per account. This minimum can be met via transfer of an existing account or with new funds.
ANNUAL FEE
0.65% of assets under management ($65 per $10,000 managed)
TAX PREPARATION
Invest:FOCO clients are eligible for a 10% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
MINIMUM RELATIONSHIP SIZE
There are no minimums when utilizing inStream proactive financial planning as a stand-alone service.

When investment management services are desired, there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. A client household may generally include accounts for a head of household, a significant other, dependents, and any controlled organizations or entities. inStream proactive financial planning is then included at no additional cost.
ANNUAL FEE
inStream proactive financial planning as a stand-alone service: $1,250/year or $125/month

Assets Under ManagementFee as a % of AUM
$125,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%
TAX PREPARATION
Strategy:FOCO clients are eligible for a 50% or 100% discount on income tax preparation services offered through Fort Collins Tax Service, LLC. This discount applies to the base cost for return preparation as well as Schedules B & D. More details can be found here.
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Monthly Economic Update
Stay in the loop with our Monthly Economic Update. It's a great way to catch up on the things effecting your financial plan in an easy to read and relatable format.

We promise to only use your name and email address for sending our Monthly Economic Update. We will not sell, rent, lease, loan, or use your name or email address for any other purpose, internally or externally. You can easily unsubscribe at any time.
MINIMUM ACCOUNT SIZE
Minimums do not apply to always-on, real-time financial planning as a stand-alone service.

For investment management services there is a minimum initial investment of $125,000 per Strategy:FOCO client household. This minimum can be met via transfer of existing accounts or with new funds. Investment management fees are generally debited from the accounts to which they apply. Financial planning services are included for Strategy:FOCO investment management clients at no additional charge.
ANNUAL FEE
Always-on, real-time financial planning as a stand-alone service:  $125/month or $1,250/year

Assets Under ManagementFee as a % of AUM
$125,000 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 or more0.50%
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FINANCIAL PLANNING
Financial planning services are ongoing, and include unlimited phone, email, web and in-person meeting and consultation time. Pricing is based on the unique circumstances of each client situation. Generally, there is a one-time plan development fee ranging from $500 - $2,000 and a monthly fee of $150 - $500; cancel anytime. Clients utilizing investment management services with portfolios of $500,000 or more will typically receive financial planning services for no additional fee.
INVESTMENT MANAGEMENT
Assets Under Management (AUM)Annual fee as % of AUM or flat-dollar
$0 - $249,9991.00%
$250,000 - $499,9990.90%
$500,000 - $999,9990.80%
$1,000,000 - $1,999,9990.65%
$2,000,000 - $2,999,9990.50%
$3,000,000 - $3,999,999$15,000
$4,000,000 - $4,999,999$20,000
$5,000,000 or more$25,000 + $2,000 per additional $1mm
ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. This aligns with the holistic nature of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annual Fee Investable Net Worth (INW)
$4,000 (minimum for an individual)Up to $500,000
$6,000 (minimum for couples)Up to $1,000,000
$8,000Up to $1,500,000
$10,000Up to $2,000,000
$11,000Up to $2,500,000
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ESTIMATE YOUR FEE
Your fee is determined by the complexity of your needs and situation. The primary proxy we use for complexity is your investable net worth, which is generally your total net worth, excluding your primary residence. Your investable net worth includes the value of cash, bonds, stocks, mutual funds, rental real estate, and other business or financial interests. Our transparent pricing aligns with the holistic nature and value of our comprehensive services. You can use the chart below to estimate your fee based on your investable net worth. In some circumstances, your fee may be more than the minimums in the chart below.
Annual Fee Investable Net Worth (INW)
$4,000 (minimum for an individual)Up to $500,000
$6,000 (minimum for couples)Up to $1,000,000
$8,000 - $12,000$1,000,000 - $3,000,000
+ $1,000per additional $1,000,000 of INW